MBOX FUNDING SOLUTIONS
Direct Capital for Professional Investors
Empowering real estate investors with speed and flexibility. We offer specialized funding through Fix & Flip, DSCR, Bridge, and Private Money loans, backed by direct private capital for certain and swift closings.
Loan Funding Programs
Fix & Flip Loans
Fast-track funding for property acquisition and renovation costs.
Amount: $75k - $3M
LTV: Up to 90% Purchase / 100% Rehab
Terms: 12 - 18 Months
- Rapid fix-and-flip acquisitions
- Full gut renovations
- Direct private capital access
DSCR Loans
Asset-based long-term financing using debt service coverage ratios.
Amount: $100k - $5M
LTV: Up to 80%
Terms: 30 Year Fixed / ARM
- Buy-and-hold strategies
- No personal income verify
- Rental portfolio scaling
Bridge Loans
Short-term liquidity to bridge the gap between acquisition and permanent exit.
Amount: $500k - $10M
LTV: Up to 75%
Terms: 6 - 24 Months
- Time-sensitive closings
- Opportunistic buys
- Property stabilization
Private Money
Customized funding structures leveraging direct private capital for unique projects.
Amount: Cross-collateralized
LTV: Case-by-Case
Terms: Flexible
- Complex asset scenarios
- Rapid deployment
- Direct capital leverage
Eligibility Criteria
01
Experience
Funding options available for both seasoned investors and first-time flippers. Experience level often dictates higher leverage and preferential rates.
02
Property Type
Focus on non-owner occupied residential (1-4 units), multi-family (5+ units), and mixed-use investment properties.
03
Credit Profile
Minimum FICO score starting at 620. We prioritize the asset value, allowing flexibility for investors with solid projects but minor credit blemishes.
04
Down Payment
Initial capital requirement typically ranges from 15% to 25% of purchase price, depending on experience and the specific loan program.
05
Documentation
Hassle-free process. Required items typically include a loan application, purchase contract, entity documents, and track record overview.
Loan Application Process
Step 01
Apply Online
Start by submitting your loan inquiry through our secure investor portal.
Step 02
Expert Review
Our team analyzes the project and property value to confirm funding viability.
Step 03
Fast Approval
Receive a formal loan commitment with clear terms in 24–48 hours.
Step 04
Funding Secured
Cierres agile and direct funding. We move at the speed of your investment.